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How Long Does it Take to File an 18 Wheeler Claim? It may take longer for a claim arising from a car accident to be resolved than an 18-wheeler crash. This is due to the fact that truck accidents usually cause serious injuries. However, every truck accident is unique and there are a variety of factors that influence the time it takes to reach a settlement. Here are some of the most crucial factors. Insurance claims Like all vehicles on the road, 18 wheeler truckers must have a minimum amount of insurance. This is due to the fact that collisions with large trucks are more likely to cause serious injuries and property damage in comparison to a normal car accident. These crashes can cause death and severe injuries. Therefore, it is crucial that the victims of these accidents submit a claim in order to receive the compensation they are entitled to. Although 18 wheeler insurance is essential however, it can be difficult to find policies that can meet all your needs. You may require additional insurance depending on the type and amount of cargo that your trucks transport. For instance, hazmat-related carriers could require up to $5 million in liability insurance. Other policies you may require include towing coverage, trailer interchange insurance and cargo insurance. In addition to that, an experienced attorney can help you determine what types of insurance your company requires. The attorney can also assist you in negotiating with insurance companies to ensure that your claim will be correctly resolved. In certain cases, insurance companies may try to minimize their liability by claiming that they are liable for comparative negligence. This could greatly diminish your claim. A lawyer can assist you to disprove these claims and obtain the highest amount of compensation that you are entitled to. No matter how you were injured in the crash, a knowledgeable lawyer will make sure you receive the money you're entitled to. Settlements In many instances, the victims of a truck collision will be offered a settlement prior to filing a lawsuit. This offer is usually from what the victim should receive. It's made by the trucking company or their legal team. The victim should not accept this offer without consulting an attorney who specializes in personal injury. The value of the settlement is contingent upon several factors, such as the severity of injuries and property damage. It is also contingent upon medical costs. The non-economic damage can also play a role, particularly in cases where the crash caused you to be physically and emotionally distressed. These damages are difficult to quantify and require professional analysis. The final compensation amount is also influenced by the determination of the liability. If you can prove the responsible party broke traffic laws, was negligent or caused the accident by another act of wrongdoing they will be accountable for your losses. There are other legal defenses that may restrict their liability. These include contributory negligence and comparative fault. The owner of the trucking company may also be held responsible for the accident. This could happen if the driver of the truck was operating it in poor conditions, or if the company was not able to maintain the vehicle in good working order. In addition, if cargo was not properly loaded or a component of the truck was not working properly, the cargo loading and shipping company could be held liable. Filing a lawsuit You could be required to file a suit if the insurance company did not offer a fair settlement. This could extend the time to reach a decision however, it could also result in a higher award of damages. Whether you choose to settle or go to trial, a skilled truck accident attorney is the best choice. The insurance companies in this instance will try to make you feel like they are a bargain, so you need someone on your side who will defend your rights. 18 wheeler accident law firm waterbury can examine your accident and determine the value of damages in order to ensure you get the most compensation. In the majority of 18 wheeler collisions the parties involved are accountable. If the truck driver was driving under the impaired by alcohol or in violation of the hours of service regulations then his or her employer could be held responsible. In addition, the maker of a vehicle part or repair shop could be held accountable if a defective part caused the accident. In addition, cargo loading or shipping companies can be held responsible for accidents that involve their trucks. This is due to the fact that these trucks have to be loaded and shipped in a secure manner to prevent them from tipping over or hitting the ground. Consequently, these companies must follow strict safety rules. The law also permits you to recover non-economic damages, like pain and suffering. Trial Negotiations with the insurance company are often used to settle the majority of truck accident cases. A fair settlement should cover all of your medical costs as well as treatment expenses and any other losses that you are facing or are likely to incur. An attorney can assist you in determining the future damages you could be, and whether punitive damages are applicable. The amount of time required to receive a full and final settlement can depend on a variety of factors. Fortunately, a qualified attorney will be able to guide you through the process. The severity of your injuries will determine the amount of compensation you are likely to receive. Some injuries might be asymptomatic for a few weeks or even months, but others could have a permanent or long-lasting impact on your life. It may take a while to determine fault, as it is not always immediately apparent in 18 wheeler crashes. This is due to the possibility that there could be multiple parties at fault including the driver of the truck as well as the company which employs them. In some cases there could be mechanical problems with the vehicle that could cause a crash. In the event of a crash, it is necessary to hold the manufacturer or repair shop liable for your damages. There are many variables that can impact the amount of a settlement for an 18-wheeler crash however, in general these accidents usually result in larger settlements than those with automobiles. This is because of the nature of the injuries and damages involved in these accidents, which may be catastrophic.